Mon–Fri: 10am–6pm | Sat: 10am–5pm

💰 10-10-10 Layaway Program: Only 10% Down – 10 Payments – 10 Months! Available In-Store Now at Axels Pawn! 💎 💰 10-10-10 Layaway Program: Only 10% Down – 10 Payments – 10 Months! Available In-Store Now at Axels Pawn! 💎
💰 10-10-10 Layaway Program: Only 10% Down – 10 Payments – 10 Months! Available In-Store Now at Axels Pawn! 💎 💰 10-10-10 Layaway Program: Only 10% Down – 10 Payments – 10 Months! Available In-Store Now at Axels Pawn! 💎

Need Cash Fast?

Let Your Items Work for You

At Axels Pawn & Luxury, we offer instant cash loans using your valuables as collateral — no credit checks, no long forms, and absolutely no pressure.

Whether you bring in fine jewelry, designer handbags, or gold & bullion, we provide a quick and confidential loan that puts money in your hands within minutes.

Need Cash Fast? Let Your Items Work for You

At Axels Pawn & Luxury, we offer instant cash loans using your valuables as collateral — no credit checks, no long forms, and absolutely no pressure.

Whether you bring in fine jewelry, designer handbags, or gold & bullion, we provide a quick and confidential loan that puts money in your hands within minutes.

How It Works

Bring your item

We evaluate it and make a loan offer on the spot.

Get cash today

Accept the offer and walk out with money in minutes.

Redeem when ready

Pay back the loan and your item is returned, safe and sound.

Have Questions?

Want to know how pawning works, what we take, or how layaway goes?
Check out our FAQs! It's all there, quick and easy.

How It Works

Bring your item

We evaluate it and make a loan offer on the spot.

Get cash today

Accept the offer and walk out with money in minutes.

Redeem when ready

Pay back the loan and your item is returned, safe and sound.

Have Questions?

Want to know how pawning works, what we take, or how layaway goes?
Check out our FAQs! It's all there, quick and easy.

Why Choose a Pawn Loan at Axels?

No credit check – ever

Immediate cash payout

Safe, climate-controlled item storage

Only 10% down to reclaim with our Layaway Program

Up to 90 days to repay – extendable

Why Choose a Pawn Loan at Axels?

No credit check – ever

Immediate cash payout

Safe, climate-controlled item storage

Only 10% down to reclaim with our Layaway Program

Up to 90 days to repay – extendable

No Pressure. No Surprises.

Need quick cash? We’re here to help with no judgment, no hidden terms. Just clear, honest service.

Got questions?

No Pressure. No Surprises.

Need quick cash? We’re here to help with no judgment, no hidden terms. Just clear, honest service.

Got questions?

Axels Pawn

35 years serving Spokane, WA, we are here for all of your pawn, buy, sell and trade needs. Still family owned and operated. Give us a call if there is anything we can help you with.

Get In Touch

Mon - Fri (10AM - 6PM)

Sat (10AM - 5PM)

Sun (Closed)

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Axels Pawn

35 years serving Spokane, WA, we are here for all of your pawn, buy, sell and trade needs. Still family owned and operated. Give us a call if there is anything we can help you with.

Get In Touch

Mon - Fri (10AM - 6PM)

Sat (10AM - 5PM)

Sun (Closed)

For Google Compliance for Personal Loans and Pawn Shops


Axels Pawn Has No Minimum or Maximum Term for our loans. If you receive a loan from Axels Pawn you are allowed to pick up your loan the very next day OR keep your loan here as long as you would like. Interest accrues on a monthly basis and must be paid accordingly.

Maximum APR on MLA Loans is 35%, APR Max.

The total cost of an MLA Loan will not exceed 35% APR even after all applicable fees are applied.

Axels Pawn Does Not Require loans to be repaid within 60 days of the loan date.

For example, if you have an asset with a liquid wholesale value of $25,000 and borrow $10,000, your interest would be $291.66/month. If you borrowed the money for 3 months, your total payback amount would be $10,740.

For more information visit our loans FAQ

Axels Pawn has the lowest Cash Pawn Loan interest rates in the area. Depending on the loan amount… We offer Monthly interest charges as low as 2.9% per month (see example below). There is No Minimum or Maximum period for repayment. Our cash pawn loans run on a 90-day basis and can be renewed as many times as you need. Axels Pawn is also MLA compliant and offers loans with a fixed rate of 35% APR with all fees included. After you take out your loan, you’ll have 3 options to get your item back: First, you can come to pay off your entire loan anytime within the first 90-day term and get your item/s back. Second, you can come to pay just the minimum on your loan which is the interest payment within 90 days. Finally, unlike most traditional pawn shops, Axels Pawn doesn’t want you to lose your valuables. Therefore, we will let you make payments towards your principal loan balance along with the interest payments. You can get your valuables back once your loan is paid in full. Axels Pawn Does Not Require loans to be repaid within 60 days of the loan date.

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